STEP 01
Review your credit picture
Look closely at the information appearing on your reports and identify items that may be inaccurate, incomplete, or difficult to verify.
A clearer credit picture starts with an informed conversation
First Tier Consulting · Credit Restoration
Move forward with a clearer credit plan.
Understand what appears on your credit reports, ask informed questions, and explore whether professional support fits your goals.
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Learn about the process first. Decide whether to move forward at your own pace.
How we can help
Support for your
next financial chapter.
Explore our services, then discuss the right fit during your consultation.
01
Credit Restoration
Understand your credit picture.
Review concerns on your credit reports and discuss appropriate next steps for information that may be inaccurate, incomplete, or difficult to verify.
02
ChexSystems & Early Warning Services Removal
Explore your bank reporting concerns.
Review bank screening report concerns and discuss options for challenging inaccurate or incomplete information. Any removal depends on the information and review outcome.
03
Authorized User Tradelines
Make an informed decision.
Discuss authorized user tradeline options, how the service works, and the costs and terms before deciding whether it fits your goals. Reporting and score effects vary.
Client result spotlight
A closer look at credit progress.
Explore a client-provided credit report comparison across all three bureaus.
This client-provided example is not a typical or guaranteed outcome. Score models, reporting dates, and individual circumstances vary. Changes between reports do not establish that any one service caused the change.
Your credit picture is your own.
Start with a conversation about your reports and your goals.
01
A careful look at your reports
02
Clear answers about the process
03
Next steps based on your situation
A thoughtful process
Start with clarity. Decide with confidence.
Every credit profile is different. The right next step depends on what your reports show and what you want to understand.
STEP 02
Understand your options
Discuss appropriate ways to question information when there is a valid basis, and learn what the service does and does not include.
STEP 03
Choose your next step
Review the details, ask about timing and costs, and decide whether you want to move forward with support.
A personal conversation
Bring your questions. Leave with more clarity.
A consultation gives you space to talk through your goals, understand the process, and decide whether the service fits your situation.
Understand what the service includes
Ask questions about timing and costs
Choose whether you want to move forward
Realistic expectations
Facts first. Always.
Accurate, current negative information cannot simply be erased. Results vary, and no particular credit score change can be promised.
Questions answered
What to know before you begin.
Get familiar with your options before deciding what makes sense for you.
Can you guarantee a score increase or removal?
No. Outcomes depend on the information in your reports and the results of investigations. Accurate, current information cannot simply be removed, and no particular score increase can be guaranteed.
Can I dispute a credit report error myself?
Yes. You have the right to dispute inaccurate or incomplete information with credit reporting companies and the businesses that supplied it, at no cost. You can learn more from the Federal Trade Commission.
What happens during the free consultation?
You can discuss your goals, learn how the service works, and ask questions before deciding whether to proceed. Review the written service terms and all costs before enrolling.
What should I review before enrolling?
Review the written agreement, service costs, cancellation terms, and any credit monitoring provider's trial or subscription terms before you enroll.
Your next step starts here
Get clarity on your credit picture.
Schedule a free consultation to discuss your goals, understand the process, and decide what feels right for you.
Review all service terms, costs, and cancellation terms before enrolling.
Important information: Credit restoration services cannot guarantee removal of accurate, current information or a specific credit score increase. Individual outcomes vary. You may dispute credit report errors yourself at no cost. Review the service agreement, costs, cancellation terms, and applicable rights before enrolling. If a separate credit monitoring service is offered, review its terms before signing up.
